Car Loans & Asset Finance

Car loans

Do you have your eyes (and heart) set on a new car? Whether you’re looking to purchase a brand new vehicle, or just need something suitable to get you around, Naked Finance can help you secure your dream wheels in no time.

Finance is the fastest way to secure a new vehicle, and did you know, that if you’re a homeowner you can qualify for industry leading rates?

Buying a car through finance allows you to pay the car off over its useful life, as opposed to all at once – giving you the vehicle you want, sooner.

At Naked Finance, we can assist in securing finance from over 40 car reputable finance providers. We’ll help you find a solution regardless of whether you’re self-employed, PAYG, looking to purchase your first vehicle or have had credit issues in the past.

Asset finance

Perhaps you’re wanting to start a new business and need the right equipment to grow? Is your business established and looking to expand? Asset finance can help you secure your business’s future.

Naked Finance can assist in sourcing finance for a wide range of vehicles and business assets, through a wide range of lenders and loan types. We have access to market leading commercial leasing options, chattel mortgages and hire purchases. Access competitive finance options with your local finance broker, Naked Finance.

What is asset finance?

Asset finance refers to finance offered to businesses, to purchase (or hire) assets and equipment necessary for their business to grow. Commonly, it involves a regular payment for use of the asset over an agreed set of time. This avoids the need to pay the full cost of the asset upfront.

Asset finance can fund any asset – from recreational vehicles to the latest in business technology.

The questions to ask yourself when it comes to asset finance

How long will I need the equipment? Will it need to be upgraded?
Do I want to ‘finance to own’ or ‘finance to return’ my asset?
Is technology rapidly evolving in my industry?
What are the tax outcomes of asset financing?
How much capital do I need to grow my business?
What are the tax outcomes of asset financing?

Working with an asset finance broker can make you feel informed and confident that you are choosing the right loan product for you and your business.

Your asset finance options defined

The two common types of asset finance are hire purchase and leasing:

Hire purchase
This allows you to buy your equipment on credit. The finance company will purchase the asset on your behalf, essentially owning the asset until the final instalment is paid. From here, you have the freedom to purchase the asset for a token amount.

Leasing
This provides you, the customer with access to new equipment in the form of renting it for a contract period, with no transfer of ownership. Again, the finance company buys and owns the equipment on your behalf, with you paying a rental for the use of the equipment over a scheduled period.

Enlisting the expertise of an asset finance broker will ensure you become and remain educated on your finance options and obligations.

Empowering you through finance

Naked Finance are committed to providing each and every client with exceptional levels of service.

We work hard to empower you through your finance options and secure attractive rates to suit your personal, or business needs.

Call Jeremy to book an appointment at Naked Finance today.

Together, we’ll find you the best finance option for you.

      EXCELLENT  
   Based on 99 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Medhat Takla 
 February 24, 2026.
 
 
 Trustindex verifies that the original source of the review is Google. Our dealings with Naked Finance were fantastic. Communication rich meant we always knew what was happening. No hiccups at all. Smooth & efficient makes Naked Finance highly recommended.
  
 
      Posted on Google  
   
   Mike Wiec 
 February 3, 2026.
 
 
 Trustindex verifies that the original source of the review is Google. We came to Naked Finance through a recommendation after deciding to find a new broker, and it was one of the best decisions we made during our home buying journey. Jeremy and Keira went above and beyond.  Communication was excellent, always prompt, with regular updates throughout the process.  What really stood out was the genuine care and compassion they showed, along with their knowledge and professionalism. Thanks to their persistence and hard work, our loan was approved and we secured our forever home.  They were pivotal in making this happen, and we’re incredibly grateful.  We wouldn’t hesitate to recommend them to anyone looking for a broker who is both highly capable and genuinely invested in their clients.
  
 
      Posted on Google  
   
   Adrian & Jo 
 December 6, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. We highly recommend Jeremy and Keira at Naked Finance. We have now engaged their services on finance across multiple properties. As business owners we were faced with some complexities but Jeremy took the stress out of the process and was able to help us secure finance on a number of deals always going above and beyond . Their guidance and knowledge has been so very valuable to us as investors we have learnt a lot. We are most grateful and really did feel we had the best broker working for us. As business people we looked for like minded professionals who shared our values. We were particular in our selection and felt we had the best broker in Perth working for us. We are very grateful for their commitment, communication and professionalism. We would not hesitate to recommend Naked Finance to anyone. Adrian and Jo ⭐️⭐️⭐️⭐️⭐️
  
 
      Posted on Google  
   
   Laurence Dugal 
 November 26, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Jeremy and Keira at Naked Finance - they were extremely approcheable and helpful and made the process of purchasing our first home much less stressful than anticipated. Jeremy answered all of our questions patiently and was always available to chat through things and give advice at the different stages. They were super organised and knowledgeable and we felt supported at every step. Absolutely brilliant team! Thanks again, Loz and James
  
 
      Posted on Google  
   
   Josh Graham 
 November 20, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy helped myself and my partner through the process of getting our mortgage afew months ago. Due to my partners visa status we were a difficult couple to find finance for but Jeremy worked tirelessly to make sure we ended up getting the result we wanted and ending up in a house we love. He was more than accomodating with any questions or queries we had and kept us upto date on any new details or changes in the process. We were more than happy with the service and result and couldn’t recommend Naked finance enough.
  
 
      Posted on Google  
   
   Jacob Groves 
 November 10, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy and Keira made buying our first home such an easy and stress free occasion. Along every step of the way they made it a breeze and we are so thankful for all their service. Thanks again, Jacob and Rachel
  
 
      Posted on Google  
   
   batoul farouk 
 September 14, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy at Naked Finance was extremely helpful, knowledgeable, and efficient throughout the whole process. He took the time to answer all my questions clearly and followed up thoroughly to make sure everything was on track. I really appreciated his professionalism and support, and I would highly recommend him to anyone looking for a reliable mortgage broker.
  
 
      Posted on Google  
   
   Michelle Blackman 
 August 27, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy and Keira at Naked Finance, are absolutely brilliant to deal with. Nothing is to much trouble and go beyond to give exceptional customer service.
  
 
      Posted on Google  
   
   Jesse Lazzaro 
 July 29, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy and Keira at Naked Finance made the entire finance process smooth, stress-free, and genuinely enjoyable. From the first conversation, they were warm, knowledgeable, and incredibly responsive. They took the time to understand our needs, explained everything in a way that was easy to grasp, and went above and beyond to find the best possible solution for us. Their professionalism is top-tier, but what really sets them apart is how personal and genuine they are, you never feel like just another client. It’s clear they truly care about helping people and building long-term relationships. We couldn’t be happier with the outcome and highly recommend Naked Finance to anyone looking for honest, reliable, and expert guidance. Massive thanks again to Jeremy and Keira you two are amazing!
  
 
      Posted on Google  
   
   Tom McCarthy 
 July 15, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. I’ve just completed refinancing my mortgage with the team at Naked Finance, and I couldn’t be happier with the experience. Keira and Jeremy were an absolute pleasure to work with—professional, approachable, and incredibly thorough. They went above and beyond to ensure I understood every step of the process. This was my first time working with Naked Finance, and I’ll definitely be returning for any future financial needs. Highly recommended!