Home Loans

Helping you secure the best home loans rates

For many Australians, home ownership is an aspiration that represents security and success, and buying a home remains the single largest financial decision they will make. But the process of securing a home can be overwhelming. With property prices increasing over time, and the recent tightening of lending policies, the pathway towards homeownership can be more onerous now than it has in the past. That’s why savvy buyers are now outsourcing the heavy lifting to a home loan broker. Contact Naked Finance today for an obligation free chat.

Home loans don’t have to be hard

Whether you’re a first home buyer, upgrading, downsizing, building or investing, we’ll match the right home loan to your needs.

With so many lenders and hundreds of home loan options available, a mortgage broker can take away the overwhelm and help ensure your loan is approved and suitable for you.

Our mortgage brokers in Perth take the time to understand what you want in a loan, then search for lenders that will be best placed to help. Best of all, there is no charge to you for this service.

Why choose a local home loan broker?

Save time

We’ll do the research and find the right home loan deal for you.

Save money

It’s our job to get you the best value loan for your needs.

Smart choices

With a range of lenders to select from we’ll find the right fit.

Stay local

Based in Perth with local knowledge and experience.

A range of home loan options to choose from

First home

Whether you’re buying an established home or building a new one, we can connect you with Perth’s best home loan deals.

Next home

You’ve purchased a property before and know what you want but don’t have the time to research your options yourself.

Investment property

As a home loan broker I’ll guide you to the right loan structure for your investing needs.

Home renovations

We take the time to listen to what you have and what you need to find a renovation loan that works for you.

Land only loans

We’ll connect you with the right loan to purchase your piece of paradise.

Refinancing

If you’ve been sitting on your current loan for a while now a better deal may be available.

      EXCELLENT  
   Based on 99 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Medhat Takla 
 February 24, 2026.
 
 
 Trustindex verifies that the original source of the review is Google. Our dealings with Naked Finance were fantastic. Communication rich meant we always knew what was happening. No hiccups at all. Smooth & efficient makes Naked Finance highly recommended.
  
 
      Posted on Google  
   
   Mike Wiec 
 February 3, 2026.
 
 
 Trustindex verifies that the original source of the review is Google. We came to Naked Finance through a recommendation after deciding to find a new broker, and it was one of the best decisions we made during our home buying journey. Jeremy and Keira went above and beyond.  Communication was excellent, always prompt, with regular updates throughout the process.  What really stood out was the genuine care and compassion they showed, along with their knowledge and professionalism. Thanks to their persistence and hard work, our loan was approved and we secured our forever home.  They were pivotal in making this happen, and we’re incredibly grateful.  We wouldn’t hesitate to recommend them to anyone looking for a broker who is both highly capable and genuinely invested in their clients.
  
 
      Posted on Google  
   
   Adrian & Jo 
 December 6, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. We highly recommend Jeremy and Keira at Naked Finance. We have now engaged their services on finance across multiple properties. As business owners we were faced with some complexities but Jeremy took the stress out of the process and was able to help us secure finance on a number of deals always going above and beyond . Their guidance and knowledge has been so very valuable to us as investors we have learnt a lot. We are most grateful and really did feel we had the best broker working for us. As business people we looked for like minded professionals who shared our values. We were particular in our selection and felt we had the best broker in Perth working for us. We are very grateful for their commitment, communication and professionalism. We would not hesitate to recommend Naked Finance to anyone. Adrian and Jo ⭐️⭐️⭐️⭐️⭐️
  
 
      Posted on Google  
   
   Laurence Dugal 
 November 26, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Jeremy and Keira at Naked Finance - they were extremely approcheable and helpful and made the process of purchasing our first home much less stressful than anticipated. Jeremy answered all of our questions patiently and was always available to chat through things and give advice at the different stages. They were super organised and knowledgeable and we felt supported at every step. Absolutely brilliant team! Thanks again, Loz and James
  
 
      Posted on Google  
   
   Josh Graham 
 November 20, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy helped myself and my partner through the process of getting our mortgage afew months ago. Due to my partners visa status we were a difficult couple to find finance for but Jeremy worked tirelessly to make sure we ended up getting the result we wanted and ending up in a house we love. He was more than accomodating with any questions or queries we had and kept us upto date on any new details or changes in the process. We were more than happy with the service and result and couldn’t recommend Naked finance enough.
  
 
      Posted on Google  
   
   Jacob Groves 
 November 10, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy and Keira made buying our first home such an easy and stress free occasion. Along every step of the way they made it a breeze and we are so thankful for all their service. Thanks again, Jacob and Rachel
  
 
      Posted on Google  
   
   batoul farouk 
 September 14, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy at Naked Finance was extremely helpful, knowledgeable, and efficient throughout the whole process. He took the time to answer all my questions clearly and followed up thoroughly to make sure everything was on track. I really appreciated his professionalism and support, and I would highly recommend him to anyone looking for a reliable mortgage broker.
  
 
      Posted on Google  
   
   Michelle Blackman 
 August 27, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy and Keira at Naked Finance, are absolutely brilliant to deal with. Nothing is to much trouble and go beyond to give exceptional customer service.
  
 
      Posted on Google  
   
   Jesse Lazzaro 
 July 29, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. Jeremy and Keira at Naked Finance made the entire finance process smooth, stress-free, and genuinely enjoyable. From the first conversation, they were warm, knowledgeable, and incredibly responsive. They took the time to understand our needs, explained everything in a way that was easy to grasp, and went above and beyond to find the best possible solution for us. Their professionalism is top-tier, but what really sets them apart is how personal and genuine they are, you never feel like just another client. It’s clear they truly care about helping people and building long-term relationships. We couldn’t be happier with the outcome and highly recommend Naked Finance to anyone looking for honest, reliable, and expert guidance. Massive thanks again to Jeremy and Keira you two are amazing!
  
 
      Posted on Google  
   
   Tom McCarthy 
 July 15, 2025.
 
 
 Trustindex verifies that the original source of the review is Google. I’ve just completed refinancing my mortgage with the team at Naked Finance, and I couldn’t be happier with the experience. Keira and Jeremy were an absolute pleasure to work with—professional, approachable, and incredibly thorough. They went above and beyond to ensure I understood every step of the process. This was my first time working with Naked Finance, and I’ll definitely be returning for any future financial needs. Highly recommended!