Refinance Your Mortgage

How long has it been since you’ve reviewed your current mortgage? Keen to know if there’s a better deal out there just waiting for you?

Situations change over time, and your mortgage needs can change with them. A mortgage that was perfect for you when you bought your first home can become less than ideal as time progresses.

Why leave money on the table? Refinancing your mortgage can gain you access to better rates, or even unlock additional loan features that can help save you interest.

What is refinancing anyway?

For many homeowners, establishing a mortgage is a set-and-forget process. Repayments are made monthly, and rarely questioned.

Over time, unchecked mortgages tend to become less competitive when compared against the market. Your mortgage interest rate may tend to slowly creep upwards, and better offers may become available in the market that you are unaware of. This can cost you thousands of dollars in interest every year. Refinancing is the process of replacing your existing mortgage with a new one. Often, it’s with another lender who is able to offer you a better deal that suits your financial situation and goals better than your current lender.

Why refinance your mortgage? ​

The real question is – why not?

By securing a better home loan rate in the right market conditions, you can keep more cash in your back pocket. And why wouldn’t you want to do that?

Here’s what refinancing your mortgage can do for you:

  • Help you pay off your mortgage sooner
    A mortgage is the biggest financial burden many Australians will have in their lifetime. By ensuring your mortgage is structured with the lowest available rate and the most advantageous features, you can reduce your monthly repayments, and pay less interest over the life of the loan. This can free up cash flow to allow you to do more of what you love, or simply help you pay your mortgage off sooner.
  • Fund those pipe dream home improvements
    Refinancing your mortgage can unlock a whole lot of extra dough that you can put back into your home. Is your bathroom or kitchen looking tired or in need of replacement? Well thought out home improvements can not only improve your standard of living but up the value of your home on resale.
  • Consolidate your debt
    If you’re struggling under the weight of high interest credit cards or personal loans, or just looking to streamline your current repayments, debt consolidation can provide much needed relief. Debt consolidation allows you to improve your monthly cashflow and get back on top of your finances.

Naked Finance are ready, willing and expertly able to structure your mortgage to your most strategic advantage.

Start living your life sooner by paying off your mortgage faster

Want to alter how you pay off your mortgage? Eager to pay it off sooner rather than later?

Put your best financial foot forward and have all your refinancing questions answered with Naked Finance.

Contact Naked Finance to refinance your mortgage today

David Weir
David Weir
February 7, 2024.
Keira & Jeremy went above and beyond to find an excellent deal for my circumstances. As a self-employed professional, finding decent financing options can be difficult, but Naked Finance sought out a solution that suited my needs. Thanks so much!
Anaiya Dabasia
Anaiya Dabasia
February 6, 2024.
We wanted to express our sincere gratitude for all your hard work and dedication in helping us navigate the complexities of obtaining our mortgage. Receiving the news that our loan has been settled was truly a moment of joy and relief for us. Throughout this journey, your professionalism, expertise, and support have been invaluable. From the initial application to the final settlement. Keira, Jeremy, your assistance has been instrumental in bringing us to this stage in our property purchase, and we cannot thank you enough. Rest assured, we will not hesitate to recommend your services to our friends and family. Once again, thank you for your outstanding service, and we look forward to crossing paths with you in the future.
Shelly Johnstone
Shelly Johnstone
November 21, 2023.
Keira and Jeremy have gone above and beyond for us yet again! This was our second time using Naked Finance and even with some VERY complex borrowing needs (and the current financial climate) Keira was able to guide us through the process with professionalism and good humor. So glad to have both of them on our team as it really took all the stress off us as we navigate building for the first time!
Kylie Oxley
Kylie Oxley
August 25, 2023.
Thankyou just isn't enough, Jeremy has been incredibly professional and has honestly changed my life. The support and advice I have received throughout this journey has been amazing from both Jeremy and Keira. I will definitely be recommending Jeremy to everyone :)
Kaycee Walker
Kaycee Walker
August 1, 2023.
Kiera & Jeremy helped me to re-finance and secure an investment property all in one seamless transaction! Thank-you for the great advice and communication throughout the whole process 😇
Henry Hussey
Henry Hussey
July 25, 2023.
Jeremy and Keira walked us through the chaos of first home buying with ease. Being able to sit down and have a conversation was great and communication as a whole was sublime. Thank you Naked Finance!
marcelle coakley
marcelle coakley
May 26, 2023.
Absolutely fantastic from start to finish from Jeremy and Keira! I was kept up to date all the way and they answered all my queries quickly and with great detail. Would highly recommend Naked Finance to anyone needing a home loan - superb service and extremely professional all the way !
Jason Harman
Jason Harman
May 11, 2023.
Fantastic service from Naked Finance! An amazing job getting our Mortgage sorted in these challenging times. Excellent communication, professionalism and knowledge. Was a pleasure to work with both Keira & Jeremy
Eva
Eva
April 27, 2023.
This is the first time we used a broker ( we should have done this years ago!). Jeremy and Keira helped us refinance our mortgage through this current crisis. They had so much knowledge on everything, and helped us out a greatly, and we ended up paying a lot less interest. We were able to get a way better deal after they extensively research and compared the market for us. They were always transparent and discussed all options with us. There was not a single question Jeremy couldn’t answer. I will definitely use them in the future again if needed! Highly recommended.

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